Paul Wylie is a mortgage and real estate industry entrepreneur, consultant, and author with more than 25 years of experience. Paul founded Metrocities Mortgage in 1989, a “top 50” lender that grew from six employees and $125 million in annual loan production to 1400 employees and over $10 billion in loan production across the United States by 2005. His vision and leadership guided Metrocities Mortgage to become the America’s largest provider of mortgage joint ventures to the real estate industry. A longtime advocate of minority homeownership, Paul formed the MetroAmerica division of Metrocities Mortgage in 1998 to serve the Latino and African-American communities.

Paul has been a member of Fannie Mae’s National Mortgage Banking Advisory Council and was selected as the only mortgage banker among 2007’s “Top 25 Bankers in the San Fernando Valley, California” an award given once every four years. He has been an expert panelist for university seminars and numerous radio, television and Web programs. Paul is a California real estate broker, a California Department of Corporations-approved escrow manager, and a HUD direct endorsement underwriter.

Jason Karpf is a communications executive and published author with extensive experience in the lending and real estate industries. His achievements include co-managing media relations for the Santa Barbara County District Attorney’s Office during the 2004-2005 Michael Jackson criminal trial, receiving an Award of Excellence from PRSA’s Los Angeles chapter for this work. Jason served as Assistant Vice President, Marketing Communications, for Metrocities Mortgage, a “top 50” lender. Prior to his marketing and public relations career, Jason was an award-winning real estate agent and real estate trainer.

Jason has been interviewed and quoted by media across the country including MSNBC, E! Entertainment, Associated Press, The Dallas Morning News, and The Christian Science Monitor. He has written for AdWeek, B-to-B, Military History, PRNews, and Public Relations Tactics.

Matthew Dalton
General Manager

Matt Dalton has over 15 years experience in marketing and business, and specializes in directing and managing the marketing needs of financial services providers. He oversees a broad array of marketing and strategic planning duties for LIBORATED.com including direct marketing, affiliate marketing, audience analysis, Web analytics, and social media management. His previous achievements include successfully integrating joint ventures and acquisitions under the umbrella brand of America's largest independent mortgage company.

Matt holds an MBA from Woodbury University, and currently works full time within the financial services industry, where he contributes to the growth and stability of a highly successful, closed-membership credit union.

Michael Wylie Technology Manager

Michael Wylie brings a lifetime of passion and education in technology to LIBORATED.com. He began operating computers at age two and started his first IT company, Abway Technology, at age 18. Within its first two years, Abway Technology’s annual revenues exceeded $300,000. Michael recently started a second tech company, ServNet LLC, specializing in IT services for small businesses with an emphasis on system security.

Along with multiple certifications in technology and programming, Michael holds bachelor’s degrees in Business Strategy and Computer Information Systems from Cal State Stanislaus. He is completing his MBA in Marketing and Management Information Systems from Texas A&M.

Kunal Dovedy Technology Manager, Videographer

Kunal Dovedy has over 10 years of technology experience and has provided IT services to small businesses since 2006. Previously, Kunal was Technology Manager for the Adizes Institute, a management consulting company that provides services to Fortune 500 companies worldwide. His expertise includes infrastructure design/implementation, workstation/application management, and videoconferencing management.

In 2008, Kunal received a Bachelor of Arts in Film with a focus on production technology from the University of California, Santa Barbara. He is currently completing his MBA in Marketing and Management Information Systems from Texas A&M.